Access Bank Plc has once again solidified its dominance in Nigeria’s financial sector, emerging as the top-ranking bank in the country for 2025, according to the latest industry analysis based on asset strength, customer base, digital transformation, and regional expansion.
The bank, which now boasts over ₦20 trillion in total assets, has maintained a clear lead over its competitors, thanks to its aggressive growth strategy, continental expansion, and commitment to innovation in digital banking.
Founded in 1989 and part of Access Holdings Plc, the bank’s meteoric rise was further accelerated by its landmark merger with Diamond Bank in 2019 — a move that transformed Access Bank from a mid-tier player into a pan-African powerhouse.
Why Access Bank Tops the 2025 Ranking
- Strong Asset Base: With over ₦20 trillion in assets, Access Bank holds the largest balance sheet in the Nigerian banking industry.
- Customer Reach: It currently serves over 60 million customers, making it the most widely patronized Nigerian bank.
- Pan-African Expansion: Operating in more than 15 African countries, as well as the UK, France, and select Asian markets, Access Bank has cemented its place as a global African bank.
- Digital Leadership: Its investment in digital innovation — including mobile apps, agency banking, and fintech partnerships — has positioned it as a front-runner in Nigeria’s digital banking revolution.
- Sustainability Drive: The bank’s strategic focus on green finance, women’s empowerment, and financial inclusion continues to win it accolades across the continent.
Speaking on the achievement, Access Holdings Group CEO, Herbert Wigwe, stated:
“Our vision remains to be the World’s Most Respected African Bank. This recognition reflects the hard work of our team, the trust of our customers, and the impact of our strategy across markets.”
Industry Reaction
Analysts say Access Bank’s continued rise is a result of smart corporate governance, customer-centric services, and visionary leadership.
Financial expert Dr. Moyo Adediran commented:
“Access Bank isn’t just leading in numbers — it’s setting the pace in how banks should operate in a changing economy.”